One Home For Your Money.
CASH/BANK
Track cash, checking accounts, savings, digital wallets, and business accounts with complete clarity.
INVESTMENT
Monitor stocks, mutual funds, ETFs, crypto, gold, and every long-term investment in one place.
ASSET
Cars, homes, electronics, land, collectibles, jewelry, and other valuable possessions.
MONEY LENT
Track borrowed money, repayments, due dates, and outstanding balances effortlessly.
MONEY OWE
Manage personal loans, borrowed money, and upcoming obligations with confidence.
SMART CAPTURE
Bank SMS Intelligence
Balance securely reads supported bank SMS messages on your device, automatically extracts the amount, merchant, date and category, then prepares the transaction in seconds. Every correction teaches the system, making future captures even more accurate.
✓ Works completely on-device
✓ Supports multiple languages
✓ Learns from your corrections
✓ Auto detects Income & Expense
✓ Smart merchant recognition
✓ One tap review before saving
Set it once. Let Balance handle the rest.
Automation Engine
Automate recurring salaries, subscriptions, bills, savings, loans, and expenses. Balance keeps everything running on schedule without requiring manual updates.
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✓Salary
Automatically record monthly salary on payday.
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✓Bills
Electricity, internet, rent and utilities run automatically.
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✓Savings
Move money into savings every week or month.
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✓Subscriptions
Never forget recurring memberships again.
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✓Transfers
Automatically move money between accounts.
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✓Loans
Track repayments until the final installment.
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✓Smart Reminders
Receive notifications before every scheduled automation.
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✓Execution History
View every completed automation with detailed records.
Fairly divide every shared payment.
Split Expenses
Split shared expenses with friends, family and groups while keeping your personal finances organized. Every payment, settlement and outstanding balance is automatically reflected in your Money Lent, Money Owe and account records, so your finances stay complete without extra bookkeeping. Everything works completely offline, giving you full privacy and control.
✓ Connected Home Accounts
✓ Smart Settlements
✓ Flexible Split Methods
✓ Multi-Currency Support
✓ Complete Expense History
✓ Privacy by Design
✓ No Bank Connection Required​
Stay in control before you overspend
Smart Budgets
Create personalized budgets for every category, monitor spending as it happens, view live progress, and receive timely reminders before reaching your limits.
✓ Daily, Weekly & Monthly Budgets
Create flexible spending plans for every time period.
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✓ Category Budgets
Separate limits for Food, Shopping, Travel, Bills and more.
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✓ Live Progress Tracking
See exactly how much you’ve spent and how much remains.
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✓ Overspending Alerts
Get notified before exceeding your budget.
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✓ Budget Widgets
Monitor your budgets directly from your Home Screen.
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✓ Detailed Insights
Understand where every dollar goes with visual summaries.
MAKE GIVING A LIFELONG HABIT
Donation & Giving
Create recurring giving plans, donate fixed amounts or income percentages, organize recipients, monitor your giving history, and track your long-term charitable impact, all in one beautiful dashboard.
ONE APP. UNLIMITED FINANCIAL IDENTITIES
Multi Profiles
Create separate financial profiles for yourself, your family, your business, travel, or any life goal. Every profile has its own accounts, budgets, reports, widgets, automation, analytics, avatars, and settings, keeping everything perfectly organized and completely independent.
Smart reminders that adapt to you.
Adaptive Reminders
Balance studies when you actually manage your money, not just when you open the app. It automatically learns your routine, discovers your peak activity hours, and reminds you at the moments you’re most likely to record expenses. Add your own reminder times anytime for complete control.
YOUR FINANCES. YOUR PRIVACY.
Privacy Mode
Hide sensitive financial information across the entire app with a single tap. Perfect for public places, meetings, screen sharing, or whenever you want extra privacy.
Shield All Financial Data
Balances, net worth, account totals, gains, losses, budgets, reports, and transaction values are instantly replaced with secure placeholders.
One Tap Everywhere
Enable Privacy Mode once and every supported screen automatically protects sensitive information across the app.
Always Remembers
Your preference is saved securely, so Privacy Mode stays exactly how you left it until you choose to disable it.
APP-WIDE PRIVACY SHIELD
Celebrate every financial milestone
Achievements
Unlock achievements by saving consistently, maintaining budgets, reducing unnecessary spending, tracking goals, and building healthy financial habits over time.
Your Privacy. Protected.
Your financial information belongs to you. Balance is designed with privacy, transparency, and security at its core. Learn exactly how your data is protected and how we keep you in control.